{"id":12,"date":"2019-10-29T16:41:22","date_gmt":"2019-10-29T16:41:22","guid":{"rendered":"https:\/\/tracysimpsonifa.com\/?page_id=12"},"modified":"2020-01-08T08:54:48","modified_gmt":"2020-01-08T08:54:48","slug":"womens-financial-futures","status":"publish","type":"page","link":"https:\/\/tracysimpsonifa.com\/womens-financial-futures\/","title":{"rendered":"Women&#8217;s Financial Futures"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12\" class=\"elementor elementor-12\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1560f240 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"1560f240\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e85a124\" data-id=\"7e85a124\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-77fafaef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77fafaef\" data-element_type=\"section\" data-settings=\"{&quot;animation_delay&quot;:200,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5c5ec3fb\" data-id=\"5c5ec3fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-33fbff8d\" data-id=\"33fbff8d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e974045 elementor-widget elementor-widget-text-editor\" data-id=\"1e974045\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Your Financial Roadmap<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-737fbf9a\" data-id=\"737fbf9a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-538d0c9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"538d0c9e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5beb8231\" data-id=\"5beb8231\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-604f56eb elementor-widget elementor-widget-heading\" data-id=\"604f56eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">As a woman, where should you be with your financial planning?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96c9a7 elementor-widget elementor-widget-text-editor\" data-id=\"96c9a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We all have different lives with pressures and demands from\u00a0 all manner of things.<\/p><p>While it is tempting to bury your head in the sand or adopt a &#8216;ma\u00f1ana&#8217; approach to your finances, even the smallest of starts can begin to have a great affect later in your life.<\/p><p>Below is a simple roadmap I have put together for where you should be aiming to be at on your life journey. If you aren\u2019t there yet \u2013 don\u2019t panic, the important thing is that at least you are reading this and you at know you should be doing \u2018something\u2019.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1bbc0f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"1bbc0f5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d889fd7\" data-id=\"d889fd7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5ece24 elementor-widget elementor-widget-heading\" data-id=\"e5ece24\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Becoming an Adult, Starting Out in Life.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-49ea1eb elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49ea1eb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b17f07b\" data-id=\"b17f07b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82934cf elementor-widget elementor-widget-sina_piechart\" data-id=\"82934cf\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#4765a1\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"52\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t52%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1870265 elementor-widget elementor-widget-text-editor\" data-id=\"1870265\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>52% of women in their late 20\u2019s say they do not understand enough to make decisions about retirement savings.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2e65cb6\" data-id=\"2e65cb6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f0258f elementor-widget elementor-widget-sina_piechart\" data-id=\"4f0258f\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#4765a1\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"8\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t8%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dca249 elementor-widget elementor-widget-text-editor\" data-id=\"2dca249\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Only 8% of women rated contributing to a pension as their highest priority when they first started work.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9acea1f\" data-id=\"9acea1f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4a092c elementor-widget elementor-widget-sina_piechart\" data-id=\"d4a092c\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#4765a1\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"37\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t37%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab316bc elementor-widget elementor-widget-text-editor\" data-id=\"ab316bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Among young people in debt only 37% have a repayment plan in place.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-b572639 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b572639\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b8ff454 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b8ff454\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f13263f\" data-id=\"f13263f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7392d47 elementor-widget elementor-widget-image\" data-id=\"7392d47\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"360\" height=\"260\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/25-35-years-old.jpg\" class=\"attachment-full size-full wp-image-219\" alt=\"womens finances 25-35 years old\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/25-35-years-old.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/25-35-years-old-300x217.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6716c9c\" data-id=\"6716c9c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71ad1ec elementor-widget elementor-widget-text-editor\" data-id=\"71ad1ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>Where you might be in life at the moment:<\/h4><p>After years of being told what to do this is the most exciting stage of your life, with so many choices and your first taste of independence. You will be possibly starting, or finishing university, doing an apprenticeship, further education, or entering the workplace to gain the skills needed for your chosen career.<\/p><p>You start to save for your retirement by joining your employers pension scheme.<\/p><p>You may have started to acquire your first debts such as student loans, car purchase or credit cards.<\/p><p>Surplus income tends to go on holidays, going out, shopping and beauty.<\/p><p>You may be starting to save for major \u201clife events\u201d such as buying your first home, getting married or having children.<\/p><p>You start to accrue National Insurance contributions to go towards your state pension entitlement.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-df1c999\" data-id=\"df1c999\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9435427 elementor-widget elementor-widget-text-editor\" data-id=\"9435427\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>What you should be thinking about:<\/h4><ul><li>Paying into a pension.<\/li><li>Expression of wish forms are in place for your pension and any death in service benefits.<\/li><li>Have an emergency fund 3-6 months of expenditure.<\/li><li>Budgeting to make sure your money goes further and you can start to save.<\/li><li>Have a plan to pay any debts off.<\/li><li>Familiarise yourself with your employer\u2019s benefits including sick pay.<\/li><li>Continue to invest in yourself by keeping your skills and qualifications up to date.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-797e946 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"797e946\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8305a0d\" data-id=\"8305a0d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad237ea elementor-widget elementor-widget-heading\" data-id=\"ad237ea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Relationship, Motherhood, Working and Juggling the Finances.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9f66c36 elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f66c36\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d63633c\" data-id=\"d63633c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0aa5028 elementor-widget elementor-widget-sina_counter\" data-id=\"0aa5028\" data-element_type=\"widget\" data-widget_type=\"sina_counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-counter\">\r\n\t\t\t\t\t\t\t<div class=\"sina-counter-icon\">\r\n\t\t\t\t\t<i class=\"icofont icofont-female\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"sina-counter-number-wrap\">\r\n\t\t\t\t\t\r\n\t\t\t\t\t<span class=\"sina-counter-number\"\r\n\t\t\t\t\tdata-duration=\"2000\"\r\n\t\t\t\t\tdata-to-value=\"500000\"\r\n\t\t\t\t\tdata-delimiter=\",\">\r\n\t\t\t\t\t\t100\t\t\t\t\t<\/span>\r\n\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t\t\t<\/div><!-- .sina-counter -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f7b3fe elementor-widget elementor-widget-text-editor\" data-id=\"2f7b3fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Following the introduction of child benefit tax in 2017 \u2013 \u00bd million women opted out of remaining in the National Insurance system therefore losing out on contributions towards their state pension. Many women are missing out by not registering at all.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ae4edf1\" data-id=\"ae4edf1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5eccbbb elementor-widget elementor-widget-sina_piechart\" data-id=\"5eccbbb\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#ed93a5\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"55\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t55%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f531f7 elementor-widget elementor-widget-text-editor\" data-id=\"4f531f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>55% of women age 30-49 have not thought about how they will pay for their long term care.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5dd5d09\" data-id=\"5dd5d09\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a400ef6 elementor-widget elementor-widget-sina_counter\" data-id=\"a400ef6\" data-element_type=\"widget\" data-widget_type=\"sina_counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-counter\">\r\n\t\t\t\t\t\t\t<div class=\"sina-counter-icon\">\r\n\t\t\t\t\t<i class=\"icofont icofont-female\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"sina-counter-number-wrap\">\r\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-counter-prefix\">\u00a3<\/span>\r\n\t\t\t\t\t\r\n\t\t\t\t\t<span class=\"sina-counter-number\"\r\n\t\t\t\t\tdata-duration=\"2000\"\r\n\t\t\t\t\tdata-to-value=\"1000\"\r\n\t\t\t\t\tdata-delimiter=\",\">\r\n\t\t\t\t\t\t100\t\t\t\t\t<\/span>\r\n\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h3 class=\"sina-counter-title\">Average Savings at 35<\/h3>\t\t\t\t\t<\/div><!-- .sina-counter -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe4d060 elementor-widget elementor-widget-text-editor\" data-id=\"fe4d060\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Women in their 30\u2019s have an average of \u00a31,000 in savings reducing dependent on the amount of children to \u00a3100-\u00a3200 for a women with 3-4 children.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1d3e168 elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d3e168\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-175e7be\" data-id=\"175e7be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7e23bd elementor-widget elementor-widget-sina_piechart\" data-id=\"e7e23bd\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#ed93a5\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"60\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t60%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f83e35 elementor-widget elementor-widget-text-editor\" data-id=\"5f83e35\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>60% of women don\u2019t know they should update their pension records after a relationship ends.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d6d218d\" data-id=\"d6d218d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff337ce elementor-widget elementor-widget-sina_piechart\" data-id=\"ff337ce\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#ed93a5\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"70\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t70%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8441bf5 elementor-widget elementor-widget-text-editor\" data-id=\"8441bf5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>71% of divorced people did not discuss their pensions during divorce proceedings.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4fcf8e6\" data-id=\"4fcf8e6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-73b6637 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"73b6637\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c2176c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c2176c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-cb2745c\" data-id=\"cb2745c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd40fc5 elementor-widget elementor-widget-image\" data-id=\"bd40fc5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"360\" height=\"260\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/35-45-years-old.jpg\" class=\"attachment-full size-full wp-image-220\" alt=\"womens finances 35-45 years old\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/35-45-years-old.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/35-45-years-old-300x217.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-78cefe1\" data-id=\"78cefe1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ff6231 elementor-widget elementor-widget-text-editor\" data-id=\"4ff6231\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>Where you might be in life:<\/h4><p>As you start to gain further independence you may choose to rent a home, house share or embark on sharing your life with that special person. Life choices seem rational and any perils or pitfalls of your choices are dismissed in favour of what seems right at the time.<\/p><p>You may decide to make one of the biggest financial decisions of your life, to buy your own home and for some to start a family.<\/p><p>Juggling being a Mum becomes hard work with little time for anything else.<\/p><p>The family budget can be harder to manage with less available surplus income for luxuries, especially if there is just one income coming into the family home.<\/p><p>Contributions into your pension may reduce, or stop if you cease work.<\/p><p>Sadly, you may experience a relationship break up with major financial impacts.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0efe5c7\" data-id=\"0efe5c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d332752 elementor-widget elementor-widget-text-editor\" data-id=\"d332752\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>What you should be thinking about:<\/h4><ul><li>Ensuring you have insurance in place to protect any income and liabilities in the event of a serious illness or death.<\/li><li>Make arrangements to pay personal contributions into a pension plans if employer ones have ceased.<\/li><li>Emergency fund of at least 3-6 months of your normal required expenditure to cover illness or unemployment.<\/li><li>Keeping debts under control and mindful of any potential interest rate rises in relation to mortgage lending and student loans.<\/li><li>Continue to familiarise yourself with your currents employer\u2019s benefits especially any death and sick pay provisions.<\/li><li>Check out any employer flexible benefits or salary sacrifice arrangements.<\/li><li>How financially resilient would you be if you had to manage on your own?<\/li><li>Make sure wills and power of attorneys are in place and up to date.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f753d85 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"f753d85\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d4e6e7\" data-id=\"1d4e6e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f180b8 elementor-widget elementor-widget-heading\" data-id=\"2f180b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Retirement Thoughts Start to Emerge<br>and Children Start to Leave the Nest.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2648122 elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2648122\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f55bf9f\" data-id=\"f55bf9f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecc1ee7 elementor-widget elementor-widget-sina_piechart\" data-id=\"ecc1ee7\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#4765a1\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"70\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t70%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-072f723 elementor-widget elementor-widget-text-editor\" data-id=\"072f723\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>70% of women say they have no idea what pension savings they have.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-37df6fb\" data-id=\"37df6fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8cecfb7 elementor-widget elementor-widget-sina_piechart\" data-id=\"8cecfb7\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#4765a1\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"75\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t75%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a337303 elementor-widget elementor-widget-text-editor\" data-id=\"a337303\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>75% of women say they don\u2019t plan to see a professional financial adviser about retirement because they don\u2019t think they will have enough money saved.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2906de0\" data-id=\"2906de0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc9180e elementor-widget elementor-widget-sina_piechart\" data-id=\"fc9180e\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#4765a1\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"30\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t30%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f881285 elementor-widget elementor-widget-text-editor\" data-id=\"f881285\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>1 in 3 women in their late 50\u2019s are caring for an elderly relative.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2415984 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2415984\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1a0d158 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a0d158\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-71feb89\" data-id=\"71feb89\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b60b93b elementor-widget elementor-widget-image\" data-id=\"b60b93b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"360\" height=\"260\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/45-55-years-old.jpg\" class=\"attachment-full size-full wp-image-221\" alt=\"womens finances 45-55 years old\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/45-55-years-old.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/45-55-years-old-300x217.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2ae4c4e\" data-id=\"2ae4c4e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-776def7 elementor-widget elementor-widget-text-editor\" data-id=\"776def7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>Where you might be in life at the moment:<\/h4><p>Where did the time go? After what for most of us has been a lifetime of day to day juggling with very little time to deal with anything else except family and work.<\/p><p>Children will hopefully left home but not before raiding the bank of \u201cMum and Dad\u201d on their way out of the door.<\/p><p>You now start to look towards your retirement and start to plan when you will retire and what provisions you have to meet this.<\/p><p>Elderly relative\u2019s health starts to fail and time given to care for your children turns to caring for the older generation.<\/p><p>You may have had health problems, or they start to appear and \u201cit won\u2019t happen to me\u201d becomes a little less certain.<\/p><p>Sadly, long term relationships may end as \u201csilver splitters\u201d go their separate ways. Pensions, assets, and savings are split and the comfortable retirement you were hoping for suddenly disappears. You realise you are on your own, for some managing your own finances for the first time in your life.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-842d55b\" data-id=\"842d55b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6524fb2 elementor-widget elementor-widget-text-editor\" data-id=\"6524fb2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>What you should be thinking about:<\/h4><ul><li>In depth planning for retirement.<\/li><li>Getting and up to date state pension forecast to help with planning and address any shortfalls.<\/li><li>Review insurances to make sure they reflect your current needs.<\/li><li>Ensure all expression of wish forms are up to date especially after any relationship breakup.<\/li><li>Repaying any debts.<\/li><li>Review employer benefits and what would be lost on retirement.<\/li><li>How financially resilient would you be if you lost your partner\/spouse, or one of you suffered a serious illness or needed long term care?<\/li><li>Make sure wills and power of attorneys are up to date and family are aware of them.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-59df297 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"59df297\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4dcabb\" data-id=\"e4dcabb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-674407b elementor-widget elementor-widget-heading\" data-id=\"674407b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Retirement and Beyond...<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1936e53 elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1936e53\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b880fd8\" data-id=\"b880fd8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83a82c4 elementor-widget elementor-widget-sina_piechart\" data-id=\"83a82c4\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#ed93a5\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"10\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t10%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-761cd29 elementor-widget elementor-widget-text-editor\" data-id=\"761cd29\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Only 10% of women are &#8216;very familiar&#8217; with the pensions freedoms.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-95bd62c\" data-id=\"95bd62c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f98a7e3 elementor-widget elementor-widget-sina_piechart\" data-id=\"f98a7e3\" data-element_type=\"widget\" data-widget_type=\"sina_piechart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-piechart\"\r\n\t\tstyle=\"width: 220px; height: 220px;\">\r\n\t\t\t<div class=\"sina-piechart-wrap\"\r\n\t\t\tdata-track=\"#ffffff\"\r\n\t\t\tdata-track-width=\"20\"\r\n\t\t\tdata-bar=\"#ed93a5\"\r\n\t\t\tdata-line=\"20\"\r\n\t\t\tdata-cap=\"square\"\r\n\t\t\tdata-speed=\"2000\"\r\n\t\t\tdata-scale=\"\"\r\n\t\t\tdata-size=\"220\"\r\n\t\t\tdata-percent=\"20\">\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"sina-piechart-content sina-flex\"\r\n\t\t\tstyle=\"padding: 30;px\">\r\n\t\t\t\t<div class=\"sina-piechart-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-piechart-percent\">\r\n\t\t\t\t\t\t\t20%\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div><!-- .sina-piechart -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70d3c83 elementor-widget elementor-widget-text-editor\" data-id=\"70d3c83\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>20% of women have not heard of pension freedoms at all.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4d74a83\" data-id=\"4d74a83\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79c6065 elementor-widget elementor-widget-sina_counter\" data-id=\"79c6065\" data-element_type=\"widget\" data-widget_type=\"sina_counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-counter\">\r\n\t\t\t\t\t\t\t<div class=\"sina-counter-icon\">\r\n\t\t\t\t\t<i class=\"icofont icofont-female\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"sina-counter-number-wrap\">\r\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-counter-prefix\">\u00a3<\/span>\r\n\t\t\t\t\t\r\n\t\t\t\t\t<span class=\"sina-counter-number\"\r\n\t\t\t\t\tdata-duration=\"2000\"\r\n\t\t\t\t\tdata-to-value=\"113000\"\r\n\t\t\t\t\tdata-delimiter=\",\">\r\n\t\t\t\t\t\t100\t\t\t\t\t<\/span>\r\n\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h3 class=\"sina-counter-title\">Cost of care 10% of women can expect to pay in old age.<\/h3>\t\t\t\t\t<\/div><!-- .sina-counter -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f9a5d5 elementor-widget elementor-widget-text-editor\" data-id=\"9f9a5d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>1 in 10 of Women can expect to pay on average \u00a3113,000 to care for themselves during retirement.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-e66fd7a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e66fd7a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f19b42a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f19b42a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3f7a065\" data-id=\"3f7a065\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9bd242 elementor-widget elementor-widget-image\" data-id=\"d9bd242\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"260\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/65-and-beyond.jpg\" class=\"attachment-full size-full wp-image-223\" alt=\"womens finances 65 and beyond\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/65-and-beyond.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/65-and-beyond-300x217.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e7f0600\" data-id=\"e7f0600\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9330ad5 elementor-widget elementor-widget-text-editor\" data-id=\"9330ad5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>Where you might be in life:<\/h4><p>You\u2019ve made it! This is hopefully a time to look forward to and you get to enjoy the things you want to do.<\/p><p>You may choose to phase your retirement or fully retire.<\/p><p>Whether you decide to have a gap year, spend time with the family and grandchildren, or take up some new hobbies, your standard of living will be reflected by the amount of pension provision you have, including receiving your state pension.<\/p><p>Thoughts of your own mortality and your ability to cope with ageing start to creep in. Who will care for you? How much will it cost? Will I get to stay in my own home?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0b8362f\" data-id=\"0b8362f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66a5b3f elementor-widget elementor-widget-text-editor\" data-id=\"66a5b3f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>What you should be thinking about:<\/h4><ul><li>Ensure your pensions are arranged to provide you with the income and capital needed in retirement for the long term.<\/li><li>Are your investments and savings suitable, tax efficient and meet your appetite for risk?<\/li><li>Will you be financially resilient if your spouse\/partner suffered a serious illness, needs long term care or worse if they died?<\/li><li>Review inheritance tax planning.<\/li><li>Review insurances to ensure they still meet initial aims.<\/li><li>How liabilities are going to be repaid beyond retirement?<\/li><li>What long term care provisions may you need?<\/li><li>Make sure wills and power of attorneys are in place and family are aware of them.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2c2104 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2c2104\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9546ba9\" data-id=\"9546ba9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0be1d8f elementor-widget elementor-widget-text-editor\" data-id=\"0be1d8f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Are you interested in finding out more? The information used above comes from an excellent publication by Jane Portas on the <a href=\"https:\/\/www.insuringwomensfutures.co.uk\/wp-content\/uploads\/2017\/03\/COH_J012646-IWF-Pension-Life-Journey-Report-Update-P2.pdf\" target=\"_blank\" rel=\"noopener\">Insuring Women&#8217;s Futures <\/a>website.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32fb601 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32fb601\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-477d754\" data-id=\"477d754\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-279406a elementor-widget elementor-widget-spacer\" data-id=\"279406a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-27c2532 elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"27c2532\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e083fa3\" data-id=\"e083fa3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1870b5b elementor-widget elementor-widget-image\" data-id=\"1870b5b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg\" class=\"attachment-full size-full wp-image-252\" alt=\"\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-150x150.jpg 150w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-300x300.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc826e4 elementor-widget elementor-widget-text-editor\" data-id=\"dc826e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"font-size: 36px; font-family: adobe-jenson-pro-display, sans-serif;\">Your financial future roadmap.<\/h3>\nFind out if you&#8217;re on the path to financial security with my easy to understand Financial Future Guide.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a62b38c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a62b38c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-grow\" href=\"https:\/\/tracysimpsonifa.com\/womens-financial-futures\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more...<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-60e6ac3\" data-id=\"60e6ac3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6370474 elementor-widget elementor-widget-image\" data-id=\"6370474\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg\" class=\"attachment-full size-full wp-image-252\" alt=\"\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-150x150.jpg 150w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-300x300.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2880fe5 elementor-widget elementor-widget-text-editor\" data-id=\"2880fe5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"font-size: 36px; font-family: adobe-jenson-pro-display, sans-serif;\">Attend one of my events.<\/h3><p>I regularly host events for women who want to know more about becoming financially secure.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2154dcd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2154dcd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-grow\" href=\"https:\/\/tracysimpsonifa.com\/events\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more...<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b04c317\" data-id=\"b04c317\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5622b58 elementor-widget elementor-widget-image\" data-id=\"5622b58\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360.jpg\" class=\"attachment-full size-full wp-image-251\" alt=\"\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360-150x150.jpg 150w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360-300x300.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a94511 elementor-widget elementor-widget-text-editor\" data-id=\"6a94511\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"font-size: 36px; font-family: adobe-jenson-pro-display, sans-serif;\">Book a free session with me.<\/h3>\n<p>Are you ready to start taking care of your money? Click below to book a session with me.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa20f32 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"aa20f32\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-grow\" href=\"https:\/\/tracysimpsonifa.com\/book-a-consultation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book your free session...<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8206a7c elementor-hidden-desktop elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8206a7c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0c7cf28\" data-id=\"0c7cf28\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1af6852 elementor-widget elementor-widget-image\" data-id=\"1af6852\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg\" class=\"attachment-full size-full wp-image-252\" alt=\"\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-150x150.jpg 150w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-300x300.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-683c50f elementor-widget elementor-widget-text-editor\" data-id=\"683c50f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"font-size: 24px; font-family: adobe-jenson-pro-display, sans-serif;\">Your financial future roadmap.<\/h3>\nFind out if you&#8217;re on the path to financial security with my easy to understand Financial Future Guide.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9abf73 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e9abf73\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-grow\" href=\"https:\/\/tracysimpsonifa.com\/womens-financial-futures\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more...<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ea8a20d\" data-id=\"ea8a20d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45f99c8 elementor-widget elementor-widget-image\" data-id=\"45f99c8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg\" class=\"attachment-full size-full wp-image-252\" alt=\"\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-150x150.jpg 150w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Square-360-x-360-300x300.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bbe298 elementor-widget elementor-widget-text-editor\" data-id=\"6bbe298\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"font-size: 24px; font-family: adobe-jenson-pro-display, sans-serif;\">Attend one of my events.<\/h3>\nI regularly host events for women\u0003who want to know more about becoming financially secure.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5429a0f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5429a0f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-grow\" href=\"https:\/\/tracysimpsonifa.com\/events\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more...<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-48674ae\" data-id=\"48674ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d83986 elementor-widget elementor-widget-image\" data-id=\"2d83986\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360.jpg\" class=\"attachment-full size-full wp-image-251\" alt=\"\" srcset=\"https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360.jpg 360w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360-150x150.jpg 150w, https:\/\/tracysimpsonifa.com\/wp-content\/uploads\/2019\/11\/CTA-Blue-Square-360-x-360-300x300.jpg 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74ceee2 elementor-widget elementor-widget-text-editor\" data-id=\"74ceee2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"font-size: 24px; font-family: adobe-jenson-pro-display, sans-serif;\">Book a free session with me.<\/h3>\nAre you ready\u0003to start taking care of your money?\u0003Click below to book a session.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-813dcbb elementor-align-center elementor-widget elementor-widget-button\" data-id=\"813dcbb\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-grow\" href=\"https:\/\/tracysimpsonifa.com\/book-a-consultation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book your free session...<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b8a7ec6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b8a7ec6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc90429\" data-id=\"fc90429\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16b7e6a elementor-widget elementor-widget-spacer\" data-id=\"16b7e6a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Your Financial Roadmap As a woman, where should you be with your financial planning? We all have different lives with pressures and demands from\u00a0 all manner of things. While it is tempting to bury your head in the sand or adopt a &#8216;ma\u00f1ana&#8217; approach to your finances, even the smallest of starts can begin to [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/pages\/12"}],"collection":[{"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":56,"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/pages\/12\/revisions"}],"predecessor-version":[{"id":588,"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/pages\/12\/revisions\/588"}],"wp:attachment":[{"href":"https:\/\/tracysimpsonifa.com\/wp-json\/wp\/v2\/media?parent=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}